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Privacy Policy
FACTS:
What does First National Bank of Absecon do
with your personal information?
WHY?
Financial companies choose how they share
your personal information. Federal law gives consumers the right to
limit some but not all sharing. Federal law also requires us to tell
you how we collect, share and protect your personal information. Please
read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect
and share depend on the product or service you have with us. This
information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue
to share your information as described in this notice.
HOW?
All financial companies need to share
customers' personal information to run their everyday business. In the
section below, we list the reasons financial companies can share their
customers' personal information; the reasons First National Bank of
Absecon chooses to share; and whether you can limit this sharing.
For our everyday
business purposes
Such as to process your transactions, maintain your account(s), respond
to court orders and legal investigations, or to report to credit
bureaus. |
Yes |
No |
For our marketing
purposes
To offer our products and services to you |
No |
We don't share
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| For joint marketing
with other financial companies |
No |
We don't share
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For our
affiliates' everyday business purposes
Information about your transactions and experiences |
N/A |
N/A |
For our
affiliates' everyday business purposes
Information about your creditworthiness |
N/A |
N/A |
| For our affiliates to
market to you |
No |
We don't share
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| For nonaffiliates to
market to you |
No |
We don't share
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Who is providing this notice?
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First National Bank of Absecon
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How does First National Bank of Absecon
protect my personal information?
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To protect your personal information from
unauthorized access
and use, we use security measures that comply with federal
law. These measures include computer safeguards and
secured files and buildings.
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How does First National Bank of Absecon
collect my personal information?
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We collect your personal information, for
example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
We also collect your personal information
from others such as
credit bureaus.
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Why can't I limit all sharing?
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Federal law gives you the right to limit
only
- Sharing for affiliates' everyday business
purposes—
information about your creditworthiness
- Affiliates from using your information to
market to you
- Sharing for nonaffiliates to market to
you.
State laws and individual companies may give
you additional
rights to limit sharing.
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Affiliates
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Companies related by common ownership or
control. They can be financial and nonfinancial companies.
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Nonaffiliates
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Companies not related by common ownership or
control. They can be financial and nonfinancial companies.
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Joint marketing
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A formal agreement between nonaffiliated
financial companies that together market financial products or services
to you.
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Revision date: April 2012
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